Nothing much has changed in terms of thoughts. Still a clueless goat as to where market is heading next. Be it side ways or up or down, these are for sure more or less based on my understanding: 1) market cannot go to zero. Unless a disaster wipe out mankind 2) companies which have been paying dividends for at least the past 1 or 2 decades will more likely than not, continue to do so. 3) over a long time, the market direction will still head up. Is it possible that costs of living be cheaper 10 years from today? Based on the above simplistic statements, my life including investing has became and remained simplified....