Even today, I am still blown away by the fact that there are people who follow my writing on this blog regularly. Not to mention the emails which I periodically receive. I love fan mails!    Sometimes, readers would like to seek my opinion on some of their personal finance issues and I get all excited at being able to offer a little more insight. But more often than not, I get messages like these: “Yo, 15HWW! How did YOU manage to accumulate $250,000 at such a young age?! I am of a similar age as you and can you reveal your Secret Sauce to Riiiiches?” And in case you didn’t know, I get into trouble when the Mrs sees these mails! Feeling discredited, she will do a little jigglypuff like this. Yeah, she’s this cute….and pardon me… we just celebrated our 3rd wedding anniversary last month! After all, the ......