If you’re reading this, I have a question for you. Are you financially illiterate? According to Investopedia, Financial Literacy is defined as the possession of knowledge and understanding of financial matters. In my context, it means whether you are able to make your money work for you or not. If you can manage your personal cashflow and make your money work harder than yourself, you are definitely financially literate! If you can’t, then you are otherwise known as financially illiterate. Financial Literacy isn’t defined by the number and types of insurance policies you purchased from your insurance agent A.K.A Financial Planner. Remember, they make a commission when you buy a policy, not when you make a claim. Despite the debate amongst Financial Planners and me, there is a definite conflict of interest here. They may get you to purchase an expensive policy that benefits their own pocket, but not necessarily ......