Investment Strategy

I have been writing quite a bit on our story and it’s probably time to have a post about our investment strategy. In Australia, even though we had savings from our budgeting approach, it was difficult to implement a long-term investment strategy as our time horizon was uncertain. We did give it a shot but I will cover how we messed things up in another post. It was after all our first try at investing and we made so many mistakes that it’s hard trying to come up with something we did right!

Anyway, we got more serious with our investment strategy after our return to Singapore in 2014. The major issue we had then was that the lot size was 1,000 shares. Coming from Australia where the lot size was 1, this really came as a shock as it impacted our ability to allocate the investment capital. Achieving diversification would have required a significant sum of …