Is it possible to get 12%/yr returns before taxes on a typical investment? If you look hard, have connections you may be able to find such obscure investments. They look like the typical scams but if you understand the details, you may not see them the same way. This post introduces you to potentially a very different form of wealth machine that is based on your typical instruments such as exchange traded funds, stocks, bonds, preference shares, insurance endowments. These instruments may or may not be available to you and as far as I know they are not very prevalent in this part of the world. The idea of wealth machines is NOT a focus on how much the financial instruments can make, but having the knowledge, wisdom and the sound execution to build wealth with them on a consistent basis. When reading do be aware of the following considerations:

1. Return ...

...