As the STI marched from 2700 to 2950, I took the opportunity to re-balance my portfolio into 90% stocks and 10% cash. My stock portion is currently worth around 300k while I have near 30k in extra cash, this amount does not include my emergency funds(12 months worth of expenses) which is kept separately. If the market crashes from here, I would be glad to use the 10% cash to pick up more blue chips. If the market continues to go higher I would likely go 20% into cash at near 3300 levels. Do note that 20% is my maximum allocation for cash, as I'm a firm believer of collecting dividends and having passive income. Looking at my current portfolio I can say its divided into 3 main groups Banks - OCBC/DBS/UOB which weighs around 35% of my portfolio Property & Management - ARA/CCT/GLP/FCL which weighs around 40% of my ......