Ever since OCBC first introduced the OCBC 360 Account, where one is required to jump through several hoops to qualify for a higher interest rate on his/her saving account, every bank has since been offering one. I guess all the banks are hoping a consumer would do all his transactions within the same bank, and hopefully at their bank. I like higher interest rates and have benefited from them for more than 2 years with the OCBC 360. It remains a good program where the Mrs is getting slightly higher than 2% interest on $60,000 and paired with the OCBC 365 card, it gives us pretty good synergy with the cashback. The BOC SmartSaver program is a pretty good competitor. Honestly, it likely gives a higher interest if you meet the same conditions but I have yet to make the switch for the Mrs as the difference seems rather marginal to us. We probably ......