I was reading back my previous post on my 50k savings challenge here, and trying to see if there's any difference between then and now. I first started back in 2009, and it had been 7 yrs since. How time flies! Comparing the difference between 2009 and 2016: 1) Shift in focus between 2009 and 2016 I had a plan on how much to save every month back in 2009 and it was further broken down into weekly goals for savings. That created a lot of stress because I have to watch my expenses like a hawk! While I appreciate the shocking jolt that made me rewire my thoughts and actions to align myself to this goal, I think I would not have done the same way again. This year, I just saved what I could after my expenses, and didn't really keep a tab on how things are ......