Trust but verify - SMOL Writers may write about their own personal experience and that personal experience is right or applicable to them on that particular circumstance so we trust but verify so Uncle8888 has visited CPF Bishan branch office to verify directly from the Horse's mouth. CPF : What can I do for you? CW: I want to check my housing loan refund. CPF: Your IC please. CPF: You don't have any outstanding house loan so you don't need to refund. CW: But, Sundaytimes got one article said that we can refund our housing loan after 55. CPF: You have no more housing loan. How to refund? CW: But; the article said can leh. CPF: You can refund the housing loan if the System shows outstanding housing loan. But, once the System has cancelled your housing loan. You cannot refund anymore......