Now you might be thinking we are hypocrites right now, with all the contrasting views on one topic. Well, that is precisely the reason why we setup this site. It is to provide our two cents on finance related topics so that you can have a more holistic view on issues that impact your finances.

Crowdfunding has been around for quite some time and Singaporean investors are definitely aware of this alternative option that they can use to improve their investment returns (if you are new to crowdfunding, you can read more here). There are also some common names that we have heard in this space as well. Examples are Funding Societies, CoAssets and MoolahSense.

Compared to USA, in Singapore, investors do not have the option of raising equity through crowdfunding. Hence, there is only crowdfunding of debt present here.

However, just as our previous post shows, there are …