No, its not your rate of investment returns.

Nope, its not the rate of inflation that will eat into your rate of investment returns above.

Or for that matter, what withdrawal rate to use? (Friend, its not that birth control technique)

Ah… You almost got it if you say how to plan whether at 65 you’ll be still healthy to do line-dancing, marathons, and overseas travelling; or will you have an Eldershield kind of lifestyle…

Are you ready?

Please tell me when you intend to see your maker?

If you got 2 more years to live, I suspect you’ll discover you have enough right here, right now. Can quit and do the things you wanted to do all along but always no time…

That’s the acid test to find out whether you love what you are doing right now.

Anita Mui sang till her last days. She no need to quit and do what she loves. She is already doing what she loves!

If you believed you will live till age 100 and beyond, have fun moving your goal posts!

At this rate, you’ll never have enough!

There is no such thing as foolproof or “bao jiak” when it comes to the vagaries of life.

That’s why people through the centuries have engaged in astrology, palm reading, and all sorts of voodoo…

Will I win the battle tomorrow?

Will I succeed to the throne?

When will I die?

I find it quite amusing. Some even use astrology to speculate in stocks!?

But then, seemingly savvy and literate investors also exhibit similar behaviours by believing in investing myths…

Prostrating before the god of compounding (mixing up compounding interests with compounding returns).

Blind belief that forgoing a cup of “atas” coffee a day will make you financially rich.

I would have thought its more about wisdom and luck.

(Any hipster café owners reading this? I can bring more business to you by organising our kopi sessions with fellow journey companions at your joint. Just write to me at the bottom. Wink.)

And this fable I liked the best!

If you fail to plan; you plan to fail. (So those O&G companies on the verge of bankruptcies never planned?)

No need to look at your parents and wonder why they never did more “planning”. Just look at your own lives. Did it turned out how you have planned?

I know. You feel like giving that pimply-faced young graduate who tells you the reason you’re still working at age 65 is because you failed to plan in life…

Sounds familiar?

Yes, it’s your fault!


Singapore Man of Leisure (welcome to my blog; just google it!)