The Sunday Times ran a two-part series on CPF last Sunday and today. It's definitely worth spending some time to read through those articles and ponder on them regardless of your age. ????
This will allow you to make informed decisions on CPF and whether you want to take "irreversible" actions when you are younger, such as topping up your CPF or transferring cash from OA to SA. (I didn't do any of the above when I am young, as I was not "well informed" or didn't bother to. ????)
CPF should form part of your retirement planning and help enhances your life after you retire. Since each one of us has different plans and uses and are at different stages of lives, I will touch on areas that affect me more.
Setting aside the retirement sum in exchange for a lifelong "passive income"
When I turn 55 (based ...