Everyone wants to be wealthy.

The problem I see more often than any other is that the majority of normal investors skip the first step in the process of wealth building completely.

People want to know what to invest in before thinking through what they’re investing for.

Without a deep understanding of the ‘why’ when investing it is utterly difficult to figure out the ‘what’ or ‘where’ to put your money.

My experience when talking to friends and colleagues has taught me that most people assume they need help with portfolio management — and many of them do — but most are really in need of financial advice to help figure out how to get from where they are to where they would like to be with as little stress as possible.

What’s your idea of personal fulfilment?

Can you sketch out your destination? And in order to create a …