If you were to work for 50 years of your life and then consolidate all your earnings in your entire life just to see if you’ll be able to earn a million dollars, you would be able to achieve it with an average income of $20,000 per year, even without investing. As you can see, that is an easy sum to achieve with an annual income of $40,000 if you save 50% of your pay. In fact, you might already know a millionaire in your social circle. Man, I wouldn’t even be surprised if you are already one yourself. But really, do you want to work for 50 years of your life? I would! But on different circumstances from now, of course. I would love to be able to have the opportunity to work for love, and not for money. Yes, there are many reason why I can’t do it ......