Similar to 2017, it’s a terrific start to the year for the markets.

Month-on-month, the portfolio managed to increase by $10,000 and the value of the portfolio is now at $438,000.

With work gearing up, we managed to inject $2,000 to the portfolio. This also means that the organic gains total $8,000 this month. In fact, all three sub-portfolios registered gains!

Even though my stocks are still under-performing the index, I am definitely not complaining. Let’s see how long this bullish sentiment lasts.

Overall Portfolio (Value: $438,000)

1. 15HWW Permanent Portfolio
It’s quite incredible that all three of STI ETF, Berk B and Gold are up this month!

However the rise of Berk B and Gold prices in the past year is tampered by the appreciation of the SGD against the US dollar. One year ago, the USD-SGD rate was at 1.42 and it’s now depreciated to 1.32. ...