< BACK TO MAIN BLOG 3rd May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Hey ya! Good job on taking the first step in your personal financial planning – RESEARCH.

It is important to note that there are many different routes to the same destination but it’s definitely best if we take the cheapest route there! – And that’s what we are here for!

TL;DR – Before choosing between a Term and a Whole Life Never lose focus on your objective – why are you buying insurance? Choose term if you are able to achieve more than 2.36% annual on your return on investment, a Whole Life if you can’t. Life Insurance Association Singapore suggests that coverage of 11 times your annual earnings is the most optimal, but it really is relative to your lifestyle.

Editor’s note: As