I did a previous post on Why I bother to do all these stuff to save money and how much it's worth. And Daniel Tay from Freegan/SG Food Rescue commented to say I should do a version for time as well. I thought this was an interesting perspective so... I'll cover the 6 points which I mentioned in my previous post and also other factors of working and earning money to "buy" convenience. Stuff I did for my previous post... 1) Cashflow management to optimize bank interest (Savings/Earnings : $2,400) 2) Credit card spend to get rebates (Savings/Earnings : $800) 3) $3 handphone bills (Savings/Earnings : $240) 4) Making effort to get Petrol savings (Savings/Earnings : $240) 5) AIA Vitality App (Savings/Earnings : $520) 6) Free vegetables and groceries (Savings/Earnings : $1,040) Ok I'll compare against someone earning $5,000 per month working from 9am to 6pm. It's highly likely that this person gets a total of 15 months salary (12 months base +AWS +2 mth bonus) Working hours ......