For the bulk of our FI journey, the Minimalist in the City household is predominantly a dual income one. We have budgeted and managed our expenses such that we are able to live off one income, saving and investing the other income stream thus far. Our savings rate is higher than 50% and our lifestyle is also inherently different from most other families in the same profile group (be it demographics or income range). We have consistently been living below our means and seek fulfillment in life through appreciation of experience rather than things. The discovery of minimalism also taught us to be more appreciative with what we already have and desiring a “Less is More” life. In a nutshell, we are focused on leading a simple and intentional lifestyle.

Kate is currently on sabbatical from work though she will be heading back to work soon. She has been spending …