Recently, we suddenly start realising that upon reaching the end of our HDB 99-year lease, we are all going to lose our homes – the HDB goes back to the government and we are not going to be getting any money back.
Suddenly, HDB feels like a rented apartment instead of our home, except instead of paying rent every month until the lease expires, I pay for it for 30 years only – and if I’m lucky, I get to sell it for a higher price than I paid.

The biggest and most important asset for most people is their house.
Have you ever wondered why most people remain either middle income or poor?
The correlation is not a coincidence.
It is exactly because of this reason – the bulk of their money are stuck in their homes.
The rich park much of their money in stocks and there are reasons …