recently i met my old school friend, whom i known for the past 3 decades. i haven't met him for a long time as i have been busy at work and family stuff and somehow lost contact. we spoke as he needed my advice on something. when the official business was settled, we started some catching up. he told me that he retired long ago, maybe in his early thirties, now basically running errands, fetching family around, doing marketing etc. he lives in a nice landed property and drives a nice car. i did some research. it's true. his grandfather sowed the seeds, planted the tree long long ago and he's descendents enjoying the shade and fruits. he's receiving dividends upwards of 0.5m per year. in normal circumstances, cannot possibly finish using ...