Total - S$1,332.49 Spent much less moolah this month, largely because I headed off for silent retreat during the last week or so of October .  I didn't quite intend it to be this way, but spending time working on the mind at a meditation center seems to jive with saving monies, as its mostly donations only concept, at least at those centers I've been to in Asia. And its a double win, cos you'll work on yourself at the same time and imbue simplicity into your daily life.  Eating Out and Alcohol were the two main contributors this month. Bought some drinks for my family at Oktoberfest and stocked up on some good stuff from DFS when I got back from Taiwan in early October. Despite that, I realise that I have actually cut down on my propensity to drink - perhaps not much need to dull...