Let me put this down first: 2019 is going to be a year of global wealth re-distribution, and money will sneak out of your retirement nest egg if you still try to make and preserve your wealth in a conventional way.

You are reading this article is probably because you care about your family’s financial matters. You want to make good financial decisions, you want to grow your wealth and retire comfortably.

But if you look at the financial world that you live in today, there are a daily influx of market-moving headlines, investment predictions, wealth building “secrets”. After all, newspapers and advertisers need sensational reports to drive traffic. Many investment commentaries, despite industry-related pedigree and impressive educational backgrounds, were just repeating what has already happened.

It is often said that when we are in the thick of things, we can’t see the forest for the trees. Our visions