I received a really interesting question over Christmas (names and details amended for privacy reasons):
Dear FH,
Firstly, a Merry Christmas and Happy New Year to you and your family. Thank you for your wonderful posts and selfless sharing.
The question I have for you today is regarding ILPs or more specifically, AXA Wealth Treasure.
The 2 main selling points are as follows:
100% startup bonus. Access to accredited investors funds which was explained to me as funds with generally better performance.https://markets.ft.com/data/funds/tearsheet/performance?s=LU0372178672:USD
https://markets.ft.com/data/funds/tearsheet/performance?s=LU0690374615:EUR
What is your view on such an investment plan? Seeing that the returns are quite substantial (>10%). I understand that there are annual management fees as well as fund sales charges which generally amount to
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