As I approach the big 30, I see more and more of my friends’ baby pictures on their social networking sites. Some of them are expecting their first child while others are already at number two or three.

They may be worried about the expenses after having a new born baby, but at the same time they are also worry about unexpected events during the pregnancy period such as  complications or congenital illness of the new born.

Recently one of my friends approach me to ask about maternity insurance. I will share the outcome of my analysis here.

Maternity insurance is a term insurance that can be bought during the pregnancy period. Depending on the plan, expectant mothers between the 13th and 36th week of pregnancy are eligible to apply for the plan.

The main purpose of the plan is to cover for pregnancy complications and congenital