I've been keeping it inside my (war)-chest for a long time now. And finally I've got to just let the cat all out of the bag today. Retiring in Singapore demands a high level of both savings and income and this needs to be at least in the 8 digits figure. If you are short of that, you better get your way around working until retirement before thinking about the time you can do with retirement. I mean just look at the Me & My Money Series sections over the past few weeks and you get the idea. Folks are aiming high to become a multi-millionaire and they are stretching themselves by getting there earlier and faster. Investing in equities has been one of the most riskiest, silliest and slowest decision an investor could ever make. I mean think about it this way. You put a large sum...