Invest
Expenses – June 2019
By 35 is the defining age  •  July 23, 2019
Total - S$3,044.46 Spent a total of S$3,044.46 in June 2019, which was c. 23.8% below the budgeted amount.

The largest expenditure was in relation to my North America vacation. I commenced my trip up to the US of A this month, and was out of Singapore for almost the entire month.

Insurance came in 2nd, as I had to cough out quite a large bit for the cash portion of my annual H&S premium. One thing I'm glad about is I managed to get a full rider for co-pay and non-deductible for my private and public hospitals sorted back in 2014, before the Government phased out non co-pay / non deductible schemes earlier last year, given the rise in claims due to the incentive structures for the health sector.

Eating Out was the 3rd largest portion of my monthly expenses. Brought my brother out for his birthday dinner before I

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By 35 is the defining age
Picked up "The Intelligent Investor" by Benjamin Graham back when I was serving my national service when I was 18 years of age - that chapter on Mr Market was mind-blowing and opened up a whole new paradigm of investing that that shaped my investment thought process since.
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