This is starting to annoy me. There will be another slight increase in our housing loan interest rate from next month Nov 2019 onwards. Not as big as the one back in Mar 2019. But we would still be paying a slightly higher home loan monthly instalment amount. Just the last thing I need as we prepare for our child’s arrival.

I’m just realising how expensive having kid(s) can be. And I’m only at the maternity costs and preparation for kid’s arrival stage. I can only imagine our expenses climbing once the kid is here. Which brings me to the next point about this topic on “Sandwich Generation” that I have been reading about. Defined as working adults who have to support both their parents and children.

To be honest, it’s not that bad for us yet. We contribute about S$500 each to my parents and parents-in-law every month. This