For parents, especially those with young children, the art of educating them on appreciating the value of what money can do has to start from young. Why so? Call it the beauty of youthfulness — the young, unmolded minds is the best time to inculcate good values and habits. This is the phase of life whereby they can easily absorb the best of what their parents can offer to them, and for parents to set a good example and role model. My daughter is ever-ready for her basket shopping! Quite a fair bit of the adult population has trouble saving up each month. Personal finance, unlike family values, cultures, behaviours etc. is not something that is taught from generation to the next generation. And we haven’t moved on to investing yet. A fair bit of time in society is spent on teaching how to survive today; not tomorrow or even...