As 2019 came to an end, my Instagram was bombarded with many posts and stories that night. All of which were friends being thankful for the experiences they had in 2019. Being hopeful for what’s to come in 2020. And of course, everyone setting their New Years’ Resolution to start the year right. . . . But then all hell broke loose and the biggest Black Swan event of all time happened: the COVID-19 Crisis.  In this mere 5 months, this crisis has turned our whole world upside down and we’ve been living with a lot of uncertainty and FEAR.  Having stayed at home for almost 2 months now, it has given me a lot of time to reflect on what has happened so far.  What COVID-19 Has Taught Me About Personal Finance At first glance, it seems like the takeaways from the pandemic are all negative, what with the panic buying,

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