Author: FinancialVeracity

Should you buy S-Bonds?

Thoughts of diversifying your money // Bonds is the safest instrument What you should know before making this decision? Does it beat inflation rate? (5 Yrs average – 3.12%) Focus Economics The best/safest bond (3 Options) Singapore Savings Bond Singapore Savings Bond Average return per year is 2.32% / Doesn’t beat inflation Index ABF Bond Index Factsheet Average return per year is 2.65% (Not including growth rate) / 3.65% is its actual return (Including growth rate) / Beat inflation Open Market (SGX) Sgx.com Higher chance to default / Beat inflation Your opportunity cost Nikko Am ETF Factsheet Average yearly...

Read More

#01 Shorting the Silver

Date : 24th -28th Apr Spotted market in a bearish short-term trend as it fails to break key level. However an immediate entry on the daily time-frame requires a high risk exposure on my a/c, hence I’ve decided to use a smaller time-frame to position my entry. What I needed for an entry was a sign/confirmation that market is also trending in a bearish direction on the smaller time frame. Price action has made a new low (1st), market retraces and failed to break previous high (2nd), Doji formed, making it a good winning/low-risk trade for me. Sadly, I...

Read More

Singapore Press Holding – What really matters in a Stock (Making a change starting next week)

“Changes starts when your value structure changes” Comparison will be done with Alibaba Pictures Group (S91) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.667 (66.7% Above fair value) S91 – 1.584 Price to earning ratio : 24.902 ( Below industry standard – 29.45)   S91 – Not given 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 39.48% | 11.57% Growth Performance : -7.39% (5 year growth)| -8% (5 year growth) Dividend Yield : 3.8% [ 5 years] | 0% [ Doesn’t pay] Current Ratio : 2.01 |5.173 ( High Current ratio history) Book Value per share : 2.08 | 0.7659...

Read More

Jardine Strategic Holdings – What really matters in a Stock ($2 to $42 in 10 years)

again with my lousy analysis…. Comparison will be done with Keppel Corporation (BN4) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.9 (10 % Above fair value) BN4 – not given Price to earning ratio : 8.998 ( Below industry standard – 17.6)   BN4 – 14.456 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 21.256% | 75.86% Growth Performance :-5.91% (5 year growth)| -16.9% (5 year growth) Dividend Yield : 0.84% [ 5 years] | 4.35% [ 5 years] Current Ratio : 1.371  | 1.79 Book Value per share : 23.59 | 6.48 Cash Flow per share : 10.88 – 25.72% of its...

Read More

UOB – What really matters in a Stock

Comparison done with OCB (039) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.157 (15.7 % Above fair value) 039 – 1.14 Price to earning ratio : 11.768 ( Below industry standard – 17.42)   039 – 11.667 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 81.1% | 53.9% Growth Performance : 5.41% (5 year growth)| 5.24% (5 year growth) Dividend Yield : 3.24[ 5 years] | 3.65% [ 5 years] Current Ratio : – Not given- Book Value per share : 20.1 | 8.85 Cash Flow per share : 2.04 – 9.4% of its stock price | 10% (OCB) Below average management ability (...

Read More

Engro Corporation – What really matters in a Stock (Construction)

Investing its not for people with the mentality of wanting to get rich immediately Comparison done with NSL Ltd (N02) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.495 (50.5% Below fair value) N02 – 0.809 Price to earning ratio : 18.827 ( Below industry standard – 20.9)   N02 – 39.28 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 4.8% | 4.68% Growth Performance : -15.54% (5 year growth)| -32.66% (5 year growth) Dividend Yield : 0.58[ 5 years] | 3.89% [ 5 years] Current Ratio : 4.435 (5 years record of High current ratio)| 5.537 Book Value per share : 1.85 | 1.80 Cash Flow...

Read More

Would you buy Breadtalk shares cause of its name/familiarity?

Mitigate your risk through understanding a company’s financial number is key to winning this game ” – anon Comparison will be done with Auric Pacific Group (A23) – Currently has been offer $1.65 to go private / Owner of Sunshine/Foodjunction/Buttercup/SCS Dairy (famous butter) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 3.037 (13.9% Below fair value) A23 – 1.236 Price to earning ratio : 35.099 ( Below industry standard – 60.71)  A23 – 28.751 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 119.82% | 1.57% Growth Performance : -2%| -Not given- Dividend Yield : 1.52%[ 5 years] | 6.22% [ 5 years]...

Read More

Mapletree Greater China – One of the best stock so far….

3 Malls in the busiest place of China – Hongkong/Shanghai/Beijing Comparison will be done with Mapletree Logistic (M44U)  1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.861 (13.9% Below fair value)  – 0.874 Price to earning ratio : 7.36 ( Below industry standard – 22.45)  – 15.298 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 75% | 68% Growth Performance : 3.5%| -23.59% Dividend Yield : 4.04%[ 5 years] | 6.22% [ 5 years] Current Ratio : 4.018 (5 years record of high current ratio)| 1.713 Book Value per share : 1.21 | 1.27 Cash Flow per share : 0.1421 – 13.6% of...

Read More

Lung Kee – What really matters in a Stock (Improve’d version)

Founded in 1975| Mould Base Supplier | China, Japan, Taiwan, Malysia | Listed on 1993 Comparison done with SunningDale Tech (BHQ) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio :  0.852 (14.8% Below fair value)  BHQ– 0.513 Price to earning ratio : 11.14 ( Below industry standard – 26.84) BHQ – 8.736 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 0.08% |28.395% Growth Performance : -7.12% | (Not given) Dividend Yield : 6.33%[ 5 years] | 6.03% [ 5 years] Current Ratio : 4.018 (5 years record of high current ratio)| 1.713 Book Value per share : 3.49 |...

Read More

Global Palm Resources – What really matters in a Stock (Palm Oil Company)

Palm Oil | Listed 2010 | In 3 Countries Comparison done with HLH Group (H27) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.971 (2.9% Below fair value)  H27 – 0.513 Price to earning ratio : 13.907 ( Growing above industry standard –13.046) H27 – 11.507 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 0.024 | 7,710 Growth Performance : -14.58 | 70.72% Current Ratio : 7.167 (Good high 5 years record)| 3.419 Cash flow per share : 0.0345 Average management ability ( Lack of constant dividend growth | Good net income/gross profit margin – High expenses | overall...

Read More

Karin Technology – What really matters in a Stock (11% Yield)

Dividend yield stands at 11.42 % | HK company | Founded in 1977 | Comparison will be done with ExcelPoint Technology(BDF) – Based on closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.564 (43.6% Below fair value)  BDF – 0.812 Price to earning ratio : 28.837 ( Growing above industry standard –11.614) BDF – 7.303 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 14.791 | 180.933 Growth Performance : -23.75 |  7.21 (3 years) Current Ratio : 1.628| 1.263 Cash flow per share : 0.0483  Below Average management ability ( Lack of constant dividend growth (Heavily reduced...

Read More

Change mobile network = Save money

yea you probably have heard before Circle.life But why haven’t you change since its the most “monetary wise” decision to do so. Fear of changing number?? Registration fee?? Poor reception?? 1) Free porting – means you can hold on your current handphone number with the change of Telecom! 2) Current registration fee is $10 on top of your plan but I got you. USE “KSDYT” for $20 off. REMEMBER TO COPY AND PASTE WHEN YOU CHECKOUT So how much you pay for a 6gb plan with 100 min talk time and unlimited incoming calls = $18 (only for $1st...

Read More

Pan Hong Holdings – What really matters in a Stock (Useless 13.5% Dividend yield)

13 Properties All in china | Listed on 2007 Comparison done with CWG International Ltd. (ACW) – Closest market cap // Available details 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.296 (70.4% below fair value)  ACW – 0.648 Price to earning ratio : 8.562( growing above industry standard – 7.61)  ACW – 5.192 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 40.717 | 555.923 Growth Performance : -19.19 |  190 (3 years) Current Ratio : 1.932 | 1.737 Cash flow per share : 0.0499  Below Average management ability ( Lack of constant dividend growth | Average net income/gross...

Read More

Keong Hong Holdings – What really matters in a Stock (8% Dividend Yield??)

Construction & Engineering | Founding in 1983 Comparison will be done with OKP Holdings Limited (5CF) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.71 (39% below fair value) 5CF –1.024 Price to earning ratio : 2.984( growing below industry standard – 16.52)  5CF – 8.175 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 43.215 | 2.751 Growth Performance : 31.03% |  –12.26 Current Ratio : 1.839 | 2.273 Cash flow per share : 0.0165  Below Average management ability ( Lack of constant dividend growth | Average net income/gross profit margin – Increase in the...

Read More

XMH Holdings – What really matters in a Stock

Comparison done with Hiap Tong Corporation Ltd. (5PO) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.46 (54% below fair value) HTC – 0.425 Price to earning ratio : 6.979 ( growing below industry standard – 17.302) HTC – 10.89 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 100.89 | HTC – 59.19 Growth Performance : -7.59 % | HTC – (Negative) 18.05 Current Ratio : 1.292 | HTC – 0.662 Cash flow per share : 0.0935 ( Paying $0.29)  Below Average management ability ( Reducing dividend  | Weak net income/gross profit margin –...

Read More

Like us on Facebook

Follow us on Twitter