Author: Sillyinvestor

Random thoughts: Swopping 3 Cs for 1 C

For my generation, the 5 Cs are Condo, Car, Country Club membership, career and cash. I think no one talks about them anymore.   I remember when I first blog a post about convincing my wife against selling HDB for a upgrade, there are readers that swear by the property Upgrade game to millionaireship   I have also know of many who wanted to leave behind a property for the children because HDB will cost 1 million in their time to come.   The topic still props up now and then. But I am glad we didn’t bite. My...

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Random thoughts: 2017 1H in review

2017 has a been year of many significant changes.   In terms of work, I was given a 17 weeks period to study and develop myself. The course materials are so-so, but I think I read and reflect enough to go back to work with a new purpose.   I think I am different, and my colleagues can tell the difference. I am not sure if it’s for better or worse, but I think I am more firm and purposeful now, regarding what needs to be done.   My friend told me I am calmer and speaks more clearly...

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Random thoughts: Understanding myself better @ work

I am back at work for 2 weeks. Beside the first 2 days, the usual hectic and crazy schedule is back. 4-5 to do things, bosses calling you in the last minute, staff looking to you to problem-solve, when I myself has plenty to troubleshoot I am however, coping much better. Of course the long break help. But I have been down with flu, but my motivation has not been affected, I think I have figured why: 1) Always prepare my lessons even if it means I get less sleep. I realize what made my day unbearable is not...

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Random thoughts: All about "S"s

The S refer to 4 things. Silverlake axis, Singpost, Situation at work and Scolding. Silverlake and Singpost should see better times ahead. Silverlake recognition of Project services rev will pick up fromQ4 onwards. But the golden Goose of GIT is slayed. It stake is less than 5% now, and the accounting profits already captured in this quarter. There could be further loss or gain depending on OTC, but overall it’s game over. So while the core operating no. Might be doing better, it might be offset by the volality of market prices. Also, according to RHB analyst, captured in...

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Random thoughts: 3 M at work

We all know the 3 M of investing. My chapter as a student has closed. During this 17 weeks, I have been actively pursuing Method of the 3 M of my work. There is plenty of knowledge to be gain and it provide clarity. However, I realize yesterday I did not prepare for or thought the Mind will not be a problem. I am feeling super sianz and lazy. I did still spend the last day mugging and thinking in the library. I knew I wouldn’t have the luxury of time and clear mind when I jumped back to...

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Random update on Silverlake axis

Recently, Silverlake axis has perform poorly in terms of price, especially as compared to iFast, which did better due to a few reasons: a) Positive outlook by management b) better results and 3) insider buying.   I realize the Cash Cow of Silverlake recently is having tough time.   GIT price has already halved (http://www.hupogu.com/S/SZ300465/view-post) and is planning a big acquisition spree. Its latest quarter is bleed almost 15 mio, so it is about 3 mio Sing dollars or 9 mio ringgit. Silverlake holds slightly less than 10% of GIT so its associate loss should be less than 1...

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Random thoughts: Stock selection and market timing – Part 2

This is a follow up to the previous post. It is here I will try to reconcile some tensions. 1) Market timing is possible. If u are waiting for value to emerge, you are timing the market. When value is low, u buy, and over-valued u sell. 2) But The over-valued get higher and the under-valued get lower. This type of market timing is impossible. U can’t really exit near top or bottom. 3) Value is not static Waren says buy great company at fair value. 20 + PE is a steal if a company can grow strongly over...

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Random thoughts: Stock selection and market timing

Recently, my mum-in-law said she was afraid of Korea War, she asked me how. I told her if she is very worried, take some money off the market.   She asked me to take a look at her portfolio. Some of her counters were from donkey years, salted fish until cannot salt Liao. I ask her if she want to remove deadweight, she said ok.   She showed me her sgx statement for the past few months, the period of STI rise of about 10%. I realize almost all her counters, also rise and gain with the market. Some...

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Random thoughts: Are u attracted to labels

Labels? What is the first thing that comes to your mind?   —– Let me guess. Brands? Handbags etc. Labels refer to anything that can be classify under a name. Brand is a label premises on a PROMISE of quality and a particular experience. Concepts is a label too. Label makes communication easy. Say “fallen angel” in investment context and people understand. It’s makes complex and detailed information concise. It could do the reverse too. I make people react to the first and basic information without regarding the discourse of it. Let’s try another example. Free Cash Flow is...

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A letter to myself 12 months down the Road

Writing a letter to myself 12 months down the road is an idea from SMOL. It is like a self-check that whatever new found vision or purpose in education I found during the last few months will not be like sun-tan I had wanted to write this letter at the end of the course, which is 4 weeks down the road. But decided to start writing to get my initial purist ideas as intact as possible. It is getting more hectic now, running back to school to settle work more often. Also, talking about PSLE results with another HOD...

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Random thoughts: Abundance and buffet

I believe my world is one of abundance, and the world in general can be of abundance too. However, abundance need a ingredient. It is thankfulness. Thankfulness is the lens we see things. There is plenty of randomness in this world, I happen to be a beneficiary in plenty of things, lucky if you like. Why do I say this? I know of 2 persons, of equal capabilities doing the same work. Of course, when I say “same” I dun mean factory output quantity. In general, they might have different strengths but basically delivering the same goods. But they...

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Random thoughts: Coporate Rats out there, We can be happy rats

This post is sparked by a post from Andy ( Tacoomb) but is in my mind for quite a while. In our pursuit of FIRE, let’s not forget the “now”. Of course, FIRE holds a lot of promise- doing charity, your own business, sleep till the sun hits your buttocks. It is a nice picture, and defintely a worthy pursuit. Full time giving back to society, sending your kids to school and picking them. What is there not to like?  However, a lot of those promises rest a lot on the personality. Look, no one is going to just...

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Random thoughts: What does Financial achievement means to u?

I felt a sense of financial achievement recently.   In the bloggersphere of investors, once we start showing our portfolio, we inevitable start to compare, and it haunt me initially. I felt so small, just like my portfolio. LOL. That was in the past.   Recently, on my trip to Ringku Outlet in Osaka, I struggled to convince myself to get a branded wallet and bag for my wife and in-law. They are value for money because they are at about half the price of what you get in Singapore.   I knew my wife always use a sling...

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Random thoughts: My thoughts of Japan’s schools

This is a random thought series and is purely my perception. I have already visited 4 schools. One “highly-ranked”public school, 1 private school (both junior high and senior high) and one international school. Beside the private school, the facailties is really so-so, but the facilities at the private school is rather impressive. Indoor swimming pool, art gallery and etc. But what really blow my mind away is a run-down international school. It is my vision made into a reality and shown in my face. The school does IB. Most international schools in Singapore has IB curriculum too. The curriculum...

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Coporate updates: Further liquidation of portfolio

Dear Readers, It is with great pleasure that over a short span of 3 months, Sillyinvestor inc has manage to have 2 counters that hit targets of gains of 32% and 39% respectively. The 2 counters are Yangzijiang and Venture. We are now 65% cash. Our company will not rush to deploy the cash. While the market is on a row, we decide to take risk off the table as we felt we might not be able to time the market correctly and get the maximum profits. YZJ holding period is only about 4 months, and Venture is 13...

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