Author: Yaruzi's Learn 2 Live

October 2019 – Yaruzi’s Portfolio Update

I started with my new employer in October. I met new colleagues and was trying to settle in the new place. There were many things to learn about the new company and I needed to make a few adjustments like going to the office earlier than usual. In regards to my portfolio, I made some changes. I sold off BT Group PLC, taking a loss of 18.46% after dividends. I also sold SIA Engineering, making a profit of 7.16% after dividends. I added 8300 ComfortDelgro, increasing my total holding to 10500 shares at average purchase price of $2.3890. Date...

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September 2019 – Yaruzi’s Portfolio Update

It’s finally the time I bid my farewell to my colleagues and team members. I brought them out for drinks and we enjoyed the night. Then I spent the last week of September with my wife, exploring Singapore and hunting good meals. It’s a good break before I started in the new workplace. There was a sell-off on tobacco company in Indonesia due to plan by the government to increase excise by 23% early next year. I bought some Hanjaya Mandala Sampoerna and Gudang Garam during the sell-off. I didn’t smoke, so the decision to buy the shares was...

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August 2019 – Yaruzi’s Portfolio Update

A very late update from me on my portfolio in August, when we’re almost at the end of September. I was busy with work as many changes happened in the company I worked for, and it had become a less enjoyable place to work for. There was changes in the company’s top management and I felt very difficult to stay motivated when you hardly saw integrity in what they did. I felt like dragging my feet just to come to the office every day. So I told myself enough was enough and after 7+ years, I decided it’s time...

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July 2019 – Yaruzi’s Portfolio Update

With continuing market volatility due to worry of the fallout from trade war between US and China and recession, I made some purchase in July to increase my equity allocation. I was aiming to increase my equity allocation to around 50% to avoid cash/bond dragging down my overall portfolio return. I didn’t know when a major correction would happen, however what I could do was to have my war chest ready. Date Securities Action Currency Quantity Price Total 12-Jul-2019 Heineken Malaysia Bhd Buy MYR 600.0000 22.6800 13,608.00 15-Jul-2019 Tassal Group Ltd Buy AUD 2,100.0000 4.7655 10,007.55 29-Jul-2019 SATS Buy...

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June 2019 – Yaruzi’s Portfolio Update

I continued my purchase in June to increase my equity holdings. My portfolio equity allocation increased from 37.72% at end May to 44.73% at end June. Earlier this year, I was reducing my equity allocation as I feel valuation was too high, ahead of fundamental. Alas, FED succumbed to the political pressure from the US President, Donald Trump, and indicated they “might” cut interest rate to support the economy. Since I couldn’t predict the future on when a deeper correction would happen, I decided to reposition my portfolio to a more neutral allocation. Date Securities Action Currency Quantity Price...

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May 2019 – Yaruzi’s Portfolio Update

I did a few purchases in May, which increased my equity holdings from 33.65% to 37.72%. Date Securities Action Quantity Currency Price Total 6-May-2019 Singtel Buy 3,200.0000 SGD 3.1000 9,920.00 8-May-2019 China Mobile Buy 1,500.0000 HKD 72.6500 108,975.00 9-May-2019 Bayer AG Buy 150.0000 EUR 57.8800 8,682.00 Because of trade war, global market started to sell off.  My total portfolio value dropped to $801,728.52 despite additional fund of $4,000 injected. Excluding the fresh fund from monthly contribution, the portfolio held up rather well as the value only dropped -0.94% compared to the peak in April. In comparison, major indexes lost around...

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April 2019 – Yaruzi’s Portfolio Update

I contributed $85,000 of fresh fund to my portfolio in April. With market continuing to move up, my total portfolio value reached $805,298.18 at the end of April. I made a number of purchases in April, which increased my equity holdings from 17.75% in March to 33.65%. Return YTD was 2.31%, XIRR YTD was 7.93%, and XIRR since inception was 4.71%. Date Securities Action Quantity Currency Price Total 12-Apr-2019 Telekomunikasi Indonesia Buy 25,000.0000 IDR 3,840.0000 96,000,000.00 12-Apr-2019 China Mobile Buy 2,000.0000 HKD 77.2500 154,500.00 15-Apr-2019 First REIT Buy 9,200.0000 SGD 0.9850 9,062.00 16-Apr-2019 SIA Engineering Buy 3,800.0000 SGD 2.4700...

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March 2019 – Yaruzi’s Portfolio Update

I contributed $4,000 fresh fund and did a few transactions in March. 12 March 2019 – bought 130 shares of Bayer AG @ EUR 67.39 16 March 2019 – sold 5500 shares of Dali Food Groups @ HKD 5.63  22 March 2019 – added 7600 shares of Indofood CBP Sukses Makmur @ IDR 9,375, bringing my total holding to 13800 shares with average purchase price of IDR 9,071.74 22 March 2019 – added 3100 shares of Singtel @ $2.94, bringing my total holding to 7200 shares with average purchase price of $3.2 As of end March, my equity holding...

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February 2019 – Yaruzi’s Portfolio Update

Chinese New Year was just passed, and we’re now at the end of February. Total portfolio value increased to $714,766.89 with $4,000 fresh contribution. Return YTD was 2.39%, XIRR YTD was 15.85%, and XIRR since inception was 4.96%. Equity allocation was at 14.85%, with the remaining 85.15% in cash and bond. Though market continued to rise in February, but it seemed the rise has slowed down compared to January. Will March be the start of the inflexion point? My guess is as good as yours. If the next few months provide the opportunity to get good companies at better...

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Recent Sale – Carlsberg Brewery Malaysia Bhd, Heineken Malaysia Bhd

Sold 900 shares of Carlsberg Brewery Malaysia Bhd @ MYR 24.3. Total profit including dividends was 90.01% with CAGR of 32.44% for a holding period of 2 years and 3 months. Sold 800 shares of Heineken Malaysia Bhd @ MYR 22.52. Total profit including dividends was 55.08% with CAGR of 21.17% for a holding period of 2 years and 3 months. Equity allocation was reduced to 14.86%, while cash/bond allocation was at...

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Recent Sale – WH Group, Yichang HEC ChangJiang Pharmaceutical

Sold 5000 shares of WH Group @ HKD 7.38. Total profits including dividends was 20.80% with CAGR of 51.15% for 5 months holding period. Sold 800 shares of Yichang HEC ChangJiang Pharmaceutical @ HKD 36.00. Total loss including dividends was -1.06% with CAGR of -2.44% for 5 months holding period. Equity allocation was reduced to 16.66%, while cash and bond allocation increased to...

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Januari 2019 – Yaruzi’s Portfolio Update

January 2019 was a stark contrast from December 2018. STI regained +200 points, Hang Seng +3300 points from their October low. Dow Jones regained +3300 points, S&P 500 +350 points from their December low. FED seemed to signal a pause in interest rate hike, changing from their hawkish tone last year. I took the opportunity of recovering market to reduce my equity holdings to 18.09% as of end January. Cash & short term bond allocation increased to 81.91%. Portfolio value increased by $16,301.72 to $706,392.26 with $4,000 from fresh contribution. Profit YTD was 1.77%, XIRR YTD was 23.08%, and...

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Recent Sale – BP PLC, Perusahaan Gas Negara

Sell 530 shares of BP PLC @ GBP 5.119. Total profit including dividend was 28.81% with CAGR of 11.18% for a holding period of 2 years and 4 months. Sell 11,000,000 shares of Perusahaan Gas Negara @ IDR 2,610. Total loss including dividend was -8.27% with CAGR of -3.54% for a holding period of 2 years and 4 months. Total equity allocation was reduced to 18.10%, while cash and bond allocation increased to...

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