By: Derek Lim There is a thread on "What is your overall asset allocation?" in Sgfunds. I find it really useful gauge of each person investment appetite and risk. Below is my asset allocation. Stocks : 53.00% Insurance : 27.56% Cash: 14.84% Fix Income: 4.24% Gold: 0.36% Insurance: I still have 2 endowment and 1 whole life policy. I guess I'm one of those with the highest allocation in insurance but I will be surrendering them soon in favor of unit trusts. Fix Income: Parking in Phillips MMF. It is for buying stocks should the opportunity arises. Gold: UOB Gold savings account. I have not touch it since I first open the account. Kind of put off by the administrative fee. I will be looking at other forms of gold investment.