Many investors deem gold and silver bullion as “bad investment” because they don’t yield interests and furthermore incur storage costs. Even the famous Warren Buffett expressed a disdain for gold but it should be noted that the world class investor bought 129,710,000 ounces of silver through Berkshire in the 1990s. In this regard, I don’t deny that gold and silver are a form bad investment. Because they are never meant to be an investment tool in the first place. Gold and silver are actually money and have been used as money historically. From a wealth builder’s point of view, gold and silver are meant to hedge money portfolio during time of volatility, high inflation and financial crisis. Another concern of precious metals is its level of liquidity. This is indeed the case in Singapore where there are not many precious metal dealers willing to buy back gold and silver which ......