At the end of every year, I make it a point to count my blessings and appreciate what I already have. Putting aside the eventual goal of investing, it is kind of amazing to note that the little things many of us take for granted are really a simple form of luxury. A roof over my head. Clean water. Hot shower. Warm food. Internet. Comfortable bed. Loving wife. Right from the start, when I started writing on this blog, I have been thinking of simple ways to do my part. To pay it forward. In previous years, I’ve usually done my own thing by donating what I could (consider giving your support to Club Rainbow and chronically ill children) and holding a fun little giveaway contest to my awesome readers. Yes – you! I have learnt a lot from many others who were tremendously selfless and generous when I first started ......