As we approach towards the end of the year, I try to look back across the things that have surfaced throughout the year and also some of the past articles I have written to do some reflection. I started off the year with a post reminding everyone on the importance of adopting an adrenaline rush of having something to look forward to in life. This is important because while it may seem obvious to many, equally as many people are simply taking it for granted and they don't really have any objective to aim for in life, which could be disheartening. I then discussed about potentially having a concentrated portfolio between 15 to 20 stocks in a portfolio and imagining that you only have 20 punch-hole tickets in your investment journey. The idea behind this concept is the lesser the chances you have, the more importance probably you are willing to put ......