Uncle8888 after encountering his first economic crisis and market crisis in 1998 AFC since starting work in Aug 1977 and then seeing his close and grown-up colleagues weeping after being told of his retrenchment. His first time seeing an adult crying so badly out of funerals! After 1998, he transformed into an Ant! Not an ordinary Ant; but one super calculating and tracking Ant! Grasshoppers dance in the Sun as they haven't look with their own their eyes long enough at their fellow dying grasshoppers in the Winter whispering to his Ant friend ... "Ya, I should at least listen to part of your planning for harsher Winter " On Bonus Since then he always spend his last year bonus after income tax. He doesn't spend on any future money and spend only what he has earned and deserved it! ......