Chill, this is not as serious as the heading suggested, ok? If you are pragmatic, pursuing FI and generally frugal, but your wife wanted the finer things in life, something along the line of 5C, what would you do? I guess depending on the threshold and how big is the gap, everyone's answer will be different. I guess not many would allow the family fiances go into ruin by living like there is no tomorrow. But how about taking a loan to live in a private condominium? How about a maid? A car? Annual overseas trip, best enrichment classes for children. I felt very blessed that my wife did not ask for the sky, but I would definitely prefer to save more and live maybe another one of two notch below my means? So, is giving in to your wife necessary means you are throwing cautious into the winds? I ......