I was reading through thefinance, when I chanced upon this blog post by B, author of A Path to Forever Financial Freedom (3Fs). He started his blog 5 years ago, to document his path towards financial freedom, and even drew up a chart to project how he could achieve it. You can read more about it here.

I too, wanted to achieve financial freedom at 45 (13 more years to go), and I wrote about it here. Unlike his detailed projection, I only wrote about how much would be required, but I didn’t talk about how to meet that (because I do not have an idea!).

He talked about meeting his financial needs using dividends, while I looked at the capital I need to sustain my lifestyle till 100 years old, while generating a return of 2 – 3%. My conservative estimate suggests that I’ll need $3.4M.

I …