Singapore's Budget Babe
Budget Babe is an ordinary lady striving to achieve financial freedom in Singapore before the age of 45. She is always looking for cost-effective ways to live a fulfilling life in amidst Singapore's rising costs, and writes in order to empower fellow Singaporeans on taking charge of their own lives and finances. The final goal is to eventually break free from the competitive rat race. Will I meet you there? ...
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Invest By Singapore's Budget Babe • May 7, 2026
Short games vs long games The investor says they’re playing the long game, but then looks at the short-term trader and lusts after their rewards instead. No wonder there’s...
Saving & Spending By Singapore's Budget Babe • April 15, 2026
Is the monthly GrabCoins Flash Sale worth your coins?  Your GrabRewards are now GrabCoins, and the best time to redeem them might just be during the 15th of every month. During this limited window, your...
Invest By Singapore's Budget Babe • March 28, 2026
Could the tides be changing? Last year was the first time since 2017 that international stocks outpaced the US. For the last 5 years, the predominant narrative on social media...
Invest By Singapore's Budget Babe • March 26, 2026
Chocolate Finance in 2026: Is it still worth putting money in? It has been 3 years since I started putting my money in Chocolate Finance, as it offered Singaporeans a new model of investing our spare cash to get...
Trading By Singapore's Budget Babe • February 13, 2026
A better way for Singapore investors to trade options We no longer have to stay up past midnight anymore to trade options. Introducing the world’s first pre-market US options trading platform, which is...
Invest By Singapore's Budget Babe • January 23, 2026
Is it too late to invest in the Straits Times Index today? In this article, I examine the opportunities driving the momentum, assess key risks that investors should look out for, and share how Singapore...
Invest By Singapore's Budget Babe • January 2, 2026
2025 Financial Review If you asked me what I’d remember 2025 as, it’ll be the year that I lived my dreams. Most of my friends have known for a long time that my...
Personal Finance By Singapore's Budget Babe • November 25, 2025
Topping up your parent’s CPF for MRSS? You’ll no longer get tax reliefs on the first $2k 4 years after I wrote about the CPF Matched Retirement Savings Scheme (MRSS), the policy has undergone further changes that anyone looking to leverage...
Credit Card By Singapore's Budget Babe • October 16, 2025
Maybank XL Cards Review: A Must-Have in 2025 Imagine getting rewarded with 4 air miles per dollar (mpd) or 5% cashback for stuff you’re already paying for whenever you dine, shop, travel, play...
Insurance By Singapore's Budget Babe • October 10, 2025
How Much Is Too Much? Rethinking Our Health Insurance Costs I got a shock upon receiving my bill for my Integrated Shield plan (IP) last year. Even though I’m still in my 30s, it came up to almost S$2,000. ...
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