Singapore's Budget Babe
Budget Babe is an ordinary lady striving to achieve financial freedom in Singapore before the age of 45. She is always looking for cost-effective ways to live a fulfilling life in amidst Singapore's rising costs, and writes in order to empower fellow Singaporeans on taking charge of their own lives and finances. The final goal is to eventually break free from the competitive rat race. Will I meet you there? ...
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Saving & Spending By Singapore's Budget Babe • July 29, 2026
What to do with your expiring GrabCoins How many rewards have we left unused? I’m…guilty as charged. Most of us are quite good at hunting for deals, discount vouchers and credit card...
Invest By Singapore's Budget Babe • July 22, 2026
What Is a CDP Account—and Do Singapore Investors Still Need One in 2026? For decades, Singapore investors have used CDP accounts to hold local shares directly in their names. But with cheaper online brokers and custodian...
Invest By Singapore's Budget Babe • July 6, 2026
Are Custody Accounts Safe? A Singapore Investor’s Guide to CDP vs Broker Custody  If you buy SGX-listed securities through a digital broker and they do not show up in your CDP account, does that mean you do not really own them?...
Invest By Singapore's Budget Babe • July 3, 2026
It will now cost less to buy SGX-listed stocks This is another moment in Singapore’s investing history. ...
Invest By Singapore's Budget Babe • May 7, 2026
Short games vs long games The investor says they’re playing the long game, but then looks at the short-term trader and lusts after their rewards instead. No wonder there’s...
Saving & Spending By Singapore's Budget Babe • April 15, 2026
Is the monthly GrabCoins Flash Sale worth your coins?  Your GrabRewards are now GrabCoins, and the best time to redeem them might just be during the 15th of every month. During this limited window, your...
Invest By Singapore's Budget Babe • March 28, 2026
Could the tides be changing? Last year was the first time since 2017 that international stocks outpaced the US. For the last 5 years, the predominant narrative on social media...
Invest By Singapore's Budget Babe • March 26, 2026
Chocolate Finance in 2026: Is it still worth putting money in? It has been 3 years since I started putting my money in Chocolate Finance, as it offered Singaporeans a new model of investing our spare cash to get...
Trading By Singapore's Budget Babe • February 13, 2026
A better way for Singapore investors to trade options We no longer have to stay up past midnight anymore to trade options. Introducing the world’s first pre-market US options trading platform, which is...
Invest By Singapore's Budget Babe • January 23, 2026
Is it too late to invest in the Straits Times Index today? In this article, I examine the opportunities driving the momentum, assess key risks that investors should look out for, and share how Singapore...
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