How many of us actually keep a close watch on our monthly expenditure – how much we spend and what we spend most on? For most Singaporeans, we spend the most on food! The next in line is transport. And that’s true regardless which age group we belong to, according to Singstat’s 2012/2013 household expenditure survey.

Arguably, three years is a long time and things might have changed. But if we were to look at past surveys, the story is the same. We’ve definitely spent more than the past because of inflation. Other than that, though, food and transport have always been areas where we spend a bulk of our money on every month. Here are three lifestyle choices we advocate.

If that’s the case, taking out a few trips to restaurants and a couple of taxi rides from our monthly indulges can indeed help us save $50, $100 or even