- I get cold, hard cash which I get to decide whether to save / spend / invest.
- My cash can be parked in my ...
It is no secret that I prefer cashback over miles credit cards - after all, I've also written extensively on the topic in numerous articles before, including why I'm on team cashback, the best cashback cards to get for 2018, authored the Ultimate Guidebook to the Best Cashback Tools in Singapore, went on to develop (with a reader) the SGBB Cashback App to help folks like myself manage the different cashback credit cards in our wallets.
Some people prefer miles because they see it as a way to get their holidays and flights (or even First-Class Suites, wow!) for free without spending, and there's nothing wrong with that! However, in my view, the merits of cashback over miles are quite clear: