Added SIA and banks and hlf.

As i grow older, i am placing more emphasis on larger companies and blue chips. Risk management strategy shifting gradually, overall giving up a bit on yield for stability and peace of mind.

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon. No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future. Counters get rebalanced periodically as and when the opportunities arise. Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and...