There was a sell-off on tobacco company in Indonesia due to plan by the government to increase excise by 23% early next year. I bought some Hanjaya Mandala Sampoerna and Gudang Garam during the sell-off. I didn't smoke, so the decision to buy the shares was purely an investment decision.
| Date | Securities | Action | Currency | Quantity | Price | Total |
| 17-Sep-2019 | Hanjaya Mandala Sampoerna | Buy | IDR | 90,000.0000 | 2,283.0000 | 205,470,000.00 |
| 17-Sep-2019 | Gudang Garam | Buy | IDR | 2,000.0000 | 55,110.0000 | 110,220,000.00 |
Total portfolio was $850,221.73 as of end September and I injected $20,000 fresh fund. Equity allocation was at 53.28%, with the remaining in short term bond and cash. Return YTD was 3.3%, XIRR YTD was 5.52%, and XIRR since inception was 4.39%. I received total dividends of $3,455.27 in September, with largest contributors came from China Mobile and First REIT.
| Date | Securities Name | FCY | SGD |
| 9-Sep-2019 | BT Group PLC | 189.83 | 322.43 |
| 17-Sep-2019 | First REIT | 887.95 | 887.95 |
| 25-Sep-2019 | Royal Dutch Shell PLC-B | 33.59 | 57.45 |
| 26-Sep-2019 | China Mobile | 11,502.45 | 2,014.08 |
| 27-Sep-2019 | Telstra Corporation Limited | 186.40 | 173.37 |
Link to Yaruzi's low cost portfolio as of September 2019
