RewindTime flies and we are coming to the end of 2019. I recalled in December 2018, things were not as rosy as compared to this year. The Fed raised interest rates and REITs had a 'correction'. My portfolio even went into unrealized lost territory. That's was when I blogged that I will stay vested despite the correction. Luckily, things turned out fine. 
Singapore Savings Bond became a hit, and was trending as the interest rates raises. It was giving out approx. 2.5% interest rate for a risk-free investment. Things took a turn in Jan 2019 and the market starts recovering, especially REITs. Without saying, the REITs had a spectacular performance in 2019. You could even termed 2019 the year of the REITs.
This year, I had the opportunity to add all the 3 banks to my portfolio. The allocation is still considerately small and I would be accumulating more next year if...