I took a break of more than 3 years from blogging. Now that I'm back, I was looking at some of the predictions that I've made and the majority of it turns out not to be too accurate ^^

Market did not crash for the past 3 years in terms of equity or property. It stayed cool but there was no winter.I was recommending the STI ETF but in terms of capital gains, it was pretty flat for the past 3 years. Meanwhile, the US market continue to rocket. The dividend yield is still pretty respectable at around 3.6% based on recent trading priceInterest rate continues to remain low which means prudent folks suffer because they stayed prudent while risk taking folks prosper in this environment of no crash and low interest rate.For the past 3 years, I was also faced with some significant changes that had some financial impact.I sold...