Financial health – like physical and mental health – requires time, care and effort. If prioritising your financial health is your goal for the new year, meeting with a financial advisor can help you manage your finances more holistically. While some “financial advisors” are really just financial salesmen in disguise, good financial advisors help you optimise your money so you can meet your life goals. Here’s how a good advisor can put you on track for a better future.

A typical phone call or meeting with your financial advisor should start with a conversation about your financial objectives, challenges and habits. They may ask about your present financial situation – your bank balances, assets, debt, and any insurance policies you may have. Using the information gathered, your advisor can better assess the health of your finances and help you gain a clearer understanding of where