I did a review on Endowus CPF/SRS Review last year after they made investment using CPF/SRS possible. Long story short, in order to optimize my income tax after my promotion and salary increment, I will be maxing my SRS contribution and will be investing them through Endowus and StashAway.

Similar to how I have been doing for StashAway, will be sharing screenshots of Endowus statement.

Risk Profile
Goal type: General wealth accumulation
Risk tolerance: Maximise returns (loss tolerance -60%)

Account Summary


Capital: $3,750.00
Current: $3,692.02

There are quite a few differences as compared to StashAway. Firstly, all the cash have been invested while StashAway keeps 1% of the portfolio in cash. Secondly, the fees are not deducted on a monthly basis. The Access Fee charged by Endowus will be deducted at the end of each quarter as stated in their FAQ.

Asset Allocation


This just shows that the number of Dimensional World Equity Fund units (172.6050) owned. It will be...