You tend to hear horror stories about people going into debt. Others are buried under thousands of dollars of credit card bills. Some are picking up extra jobs and taking out loans left and right. Having a good system to manage your finances is a smart idea if you want to stay out of debt and possibly save for the future. Here is a beginner’s guide to managing your money before investing. This post was originally posted here. The writer, James Yeo is a veteran…

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