Since it’s a public holiday today, I had time to update the net worth figures for Apr 2020 on our Google Sheet and blog pages. The numbers for every component – assets, liabilities, income and expenses, are looking better than the previous month. Salary & passive income have gone up due to higher dividend income from new investments made in Mar 2020. Expenses have dropped from working and staying at home.

With no big investments made other than the regular investment plans (Dollar Cost Averaging), we had more cash savings and a higher cash balance for the month. A rebound in the stock markets has translated to a rise in our investment portfolio value. The additional CPF contributions from my bonus has been credited this month so retirement funds balance went up as well. Assets have grown because of these factors.

Liabilities have fallen as we continue to pay